Today on The Bride Link, we're talking all about wedding insurance and why you should consider buying it! But first, grab your free copy of our Wedding Day Emergency Kit List, to help plan for everything you'll need for a wedding day emergency!
What is wedding insurance? Do I need it? What does it cover? You've come to the right place for answers to your wedding insurance questions! We've gathered a list of wedding insurance FAQs to help you decide. We recommend purchasing insurance for your wedding for several reasons, but most importantly because some things are just out of your control.
No level of planning or preparation can prepare you for a wedding venue that gets catches fire the night before your wedding. How about a wedding venue that suddenly closes its doors with no notice because they're bankrupt? You've already paid in full and no one is answering your calls or emails. How about a viral pandemic that requires everyone to stay home and gather in small groups only? You may assume the venue will automatically refund you, no questions asked. Unfortunately, most of the time, they just won't. It's why we recommend paying for services with a credit card. A credit card allows you to dispute a charge with your credit card company, which usually sides with the client and not the vendor. Wedding insurance helps ensure you're mad whole should unforeseen circumstances cause you to cancel your celebration at the last minute.
Wedding insurance can also cover you should some get hurt while on-site at your event. Accidents happen all the time, and if the venue is underinsured, you'll be the next target for anyone who trips and falls over a cord and claims they've sustained irrevocable bodily damage.
Should You Get Wedding Insurance?
These are just some of the top reasons to consider purchasing insurance for your wedding. Countless other scenarios are possible, and if you've invested a substantial amount in your wedding day, a few hundred more dollars to cover the unexpected is worth it 100% of the time.
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